What we do
High-quality, personal service from an experienced professional
We work with people who are looking for someone they can trust. Finance can be complex, but it doesn’t need to be. We can help to make things clear so that you feel confident and in control of where your wealth is taking you.
We help to address your financial issues
When we meet clients we tend to find that they’re aware they have a financial problem and that there are potential solutions out there. However, they either don’t know where to look, are afraid of being ‘sold to’ rather than receiving impartial advice, or simply don’t have the time or inclination to do it themselves.
Whatever the case may be, this can create a problem because ultimately people are not addressing their financial issues which can lead to bigger headaches down the line.
Our role is to address whatever financial problems you have in order to ensure you have enough money to enjoy your life while still having a sizeable pot of money left to pass on to the next generation. We do this by explaining things in simple terms and by removing the jargon. The next stage depends on each client and their unique circumstances and goals.
Who we work with
People approaching retirement
You’ve either retired or are at various stages in your retirement planning process, such as mid-career or approaching retirement.
Questions we help you answer
- I would love to retire before my state pension kicks in, but is it possible?
- I’ve invested a bit over the years, but I don’t know if I’m getting the most out of my money.
- I want to reach a stage where I don’t have to worry, how do I get there?
- I don’t know if I’m saving enough money for my retirement, how much will I even need?
Business owners
These can range from those just starting out to those business owners looking to plan an exit strategy.
Questions we help you answer
- How much do I need to sell my business for to be able to afford to give up working altogether?
- I’m worried that if I, or key members of staff, fell ill then my business will fail. Is there anything I can do?
- I need to set up a workplace pension scheme for my employees, but where do I begin?
- Do I need a ‘Plan B’ in case I can’t sell my business for enough?
Families
We also work with wealthy individuals and their families who want to ensure that the wealth they have accumulated is passed down through the generations responsibly and efficiently.
Questions we help you answer
- I know the lifestyle I want to live, but I don’t know if I can afford it while still having enough left to pass on to my kids.
- I want to help my children onto the property ladder, but I’m not sure how it will affect my financial situation.
- If I died or became seriously ill, how would it affect my family financially and can I protect them?
- I’m worried that paying inheritance tax will force my family to sell the family home. Is there a way to avoid this?
- Should I set up a family Trust?
- How do I ensure my grandchildren’s education is paid for after I’m gone?
- Can I legitimately reduce the amount of inheritance tax on my estate?
What our clients say
Tailored solutions
Mark is a very experienced adviser, with a vast knowledge of a range of financial services and products. He understands client needs and is able to provide tailored solutions. He's highly respectable and reliable and would be an asset to anyone looking to review their personal financial situation.
William
Great advice
After my husband died, Mark provided me with great advice. I don’t feel he could have done anything better, he explained everything and helped enormously.
Julie
Fully met my needs
Mark undertook a very in-depth review of my existing pension provisions as well as my personal circumstance and ultimate long-term retirement goals. He went to great lengths to fully explain both the benefits and risks involved and provided me with an outcome that I feel fully met my needs and risk appetite.
Bill
Diligence and skill
Mark was originally my private banker at Coutts. He has managed all my financial affairs with diligence and skill, in particular consolidating a number of disparate pension schemes into a single high- performing SIPP.
Richard
Deep knowledge and experience
I very much appreciated the fact that Mark's ‘client first’ approach ensured his first step was to find an in-depth understanding of my needs before making any proposals. I remain extremely grateful to him for providing a better result than I had hoped for.
Julie
Innovative solutions
Mark has provided innovative solutions to my pension, savings and housing problems. He is knowledgeable, detail orientated and efficient. I’m financially indebted to him for his expertise, but most importantly it’s been a personal pleasure doing business with him.
Paul
To find out more about how we can help you, please get in touch.
